Terms and Conditions

Effective Date: [16-July-2025]
Website: [bankingdreams.com]

Welcome to [Banking Dreams]. By accessing or purchasing from our website, you agree to the following Terms and Conditions. Please read them carefully before using this site or buying any digital product.

1. 🧾 Digital Product Use

• All products sold on this website are digital in nature (PDF, eBooks) and online practice mock tests.
• Once you purchase and download the file, it is for personal use only.
• Reselling, sharing, uploading, or redistributing the content without written permission is strictly prohibited.

2. 📥 Download Access

• After successful payment, you will receive access to download your product via email or a link on the screen.
• If you do not receive the download link within 15–30 minutes, please free to contact us

3. 🔁 No Cancellations or Refunds

• Please review all details before purchase. As our products are digital, we do not offer cancellations or refunds once the file is delivered.
• Refunds are only processed in specific cases outlined in our Cancellation & Refund Policy.

4. 💳 Payments

• All transactions are processed securely through our trusted payment gateway (e.g., Razorpay).
• We do not store your card or payment information on our servers.

5. 📊 Accuracy & Updates

• We strive to ensure our content is accurate and up to date.
• However, we cannot guarantee that every fact will remain current over time. Use the materials as guidance, not as official advice.

6. 📚 Copyright

• All content, including designs, text, logos, and files, are protected under Indian copyright law.
• Unauthorized reproduction or distribution is a violation and may lead to legal action.

7. ⚖️ Limitation of Liability

• We are not responsible for any outcomes (positive or negative) resulting from the use of our materials.
• The user is solely responsible for how the product is used.

8. 🛡️ Privacy

• We respect your privacy. Please refer to our Privacy Policy for how we handle your personal data.

9. ⚙️ Modifications

• We may update these terms at any time without prior notice. Please check this page regularly for any changes.

📩 Contact Us

If you have questions regarding our terms, feel free to contact us:

📧 Send Email: [Contact Us]
🌐 Website: [Banking Dreams]

Let me know if you want me to help create your Privacy Policy or generate this into a downloadable Word or PDF file for your website.